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- как найти настоящую ссылку на гидруДобавлено (2022-06-17, 11:32:46)
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Debt Collectors have a reputation to torture the average American consumer in order to scare them into paying a debt. They may even call when you do not owe a debt! The good news is that you are protected, and you have the right to protect yourself. Everyone knows that robocalls are annoying, but most people do not realize that robocalls may violate the Telephone Consumer Protection Act. Debt collectors are regulated by the Fair Debt Collections Practices Act, and must follow certain guidelines when attempting to collect on a debt. We can help you sue over illegal debt collection practices!
The CFPB is charged with enforcing the FDCPA. The CFPB may initiate investigations. Pursue civil or criminal actions against violators. Consumers may also file a civil action against debt collectors violating the FDCPA. A plaintiff may recover actual damages, statutory damages, attorney's fees, and court costs from debt collectors. A debt collector may avoid liability by demonstrating that violations are unintentional and the result of a good faith error. Likewise, a consumer can be responsible for attorneys fees if the court determines that the consumer filed the action in bad faith. Note: Numerous state laws also regulate debt collection. The FDCPA does not preempt state laws regulating debt collections so long as they do not conflict with enforcement of the FDCPA. How do you feel about the objectives behind the FDCPA? Do you think the disclosure provisions are adequate? Do you think that the disclosure requirements. Prohibitions achieve this objective?
Example: The debt collector cannot incorrectly represent that it is an attorney, law enforcement officer, or threaten arrest or prosecution for failure to pay the debt. Further, the debt collector cannot file or threaten to file a false credit report against the debtor. Publicly Communicating Debt - The debt collector is prohibited from disclosing and discussing the debt with those other than the debtor, the debtors spouse, or representative. Further, the collector may not publish the debt publicly or list the debtor on a debt collection list. This prohibition extends to communication methods that are used to identify and embarrass debtors. Note: The collector may not contact the debtor if aware that she is represented by legal counsel, unless the attorney will not respond. The collector may make limited contact with friends, family, neighbors, or co-workers, but only if necessary to locate the debtor. The collector may not contact any third party more than once. The collector may employ a process known as skip tracing to locate the debtor, but it cannot announce the existence of a debt. Example: The debt collector cannot mail or otherwise use notification print, postcards, telegrams, or other displays that are deemed to identify and seek to embarrass the debtor. She may, however, indicate her business name on the correspondence.
Source:
sue debt collector attorney
Tags:
sue debt collector attorney
Добавлено (2022-07-09, 7:21:03)
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